Whether you’re an experienced landlord or looking to invest for the first time, we can help you.

Property is a great way to generate additional income and build capital growth for the future. Buy to let mortgages can be complex but our experience will guide you throughout. Typically these mortgages are not assessed on your personal income, instead they are assessed on the projected/actual rental income for the property. Most of the time you will require a 20% deposit minimum.

Thinking of adding to your portfolio or reviewing your current portfolios finances then you need advice. New regulation came into force from October 2017 meaning landlords with typically 4 or more mortgaged properties will require specialist underwriting. We will handle your whole portfolio throughout the whole term.

A house in multiple occupation is a property rented out by at least 3 people who are not from 1 'household' (for example a family) but share facilities like the bathroom and kitchen. HMOs tend to generate a higher rental income yield; however, the finances can be challenging. We will advise you as to the best option for your circumstances as this varies depending on the set up of the property.