First Time Buyers

Buying your first home is one of the biggest decisions you'll make, and it can feel like there's a lot to get right before you even start. That's exactly where we come in.

BatesWilcox have been helping first time buyers find the right mortgage for over 18 years. We'll explain your options clearly, help you understand what you can borrow, and be there at every stage from initial enquiry through to getting your keys.

There's no single path to buying your first home. Some buyers come to us with a deposit saved and a property in mind. Others aren't sure yet what they can afford, or whether now is the right time to buy at all. Wherever you are in the process, we'll give you an honest picture.

STEP 1

Initial consultation with one of our friendly advisers to see how much you can borrow

STEP 2

Agreement to confirm you qualify, this will allow you to make an offer when you find the right home

STEP 3

Once your offer is accepted, let us know! We can guide you through the documents a lender will require

STEP 4

We will send you a full recommendation of the mortgage and insurances, which we will talk you through in detail

STEP 5

We will fully submit your mortgage and protection

STEP 6

Sit back and relax, we will take it from here and keep you updated until your applications are agreed

STEP 7

Move in and send us a selfie!